With all the government money being wired and checks mailed, there is always a thug somewhere that thinks they need it more than you. There will be scams galore the next few weeks and people will undoubtedly fall for many of them. I know everyone on here is much too smart to fall for it, but just in case there is that one, here are some pretty good rules to prevent being a victim.
1. NEVER under any circumstances return a call to a number you do not know, regardless of the caller ID. If you get a message from your credit card company or bank requesting you to call, DO NOT CALL the number they leave. Call the number on back of your card or the number to the bank.
2. NEVER EVER share any personal information over the phone with a call that you did not initiate.
3. IF you get a call or message from the "IRS" do not return it. They rarely, if ever, call. They may even leave a message that one of their agents will be by to see you. DO NOT communicate with them.
4. The best thing to do with phone calls is NEVER answer them. Let your voice mail get it if you do not immediately recognize the number.
5. If you even think that someone is trying to scam you, notify your lending or credit card company. There is really no need to call the police because there are a zillion of these daily and there is nothing your local police can do about an attempted scam that is from a phone call.
6. Also, do not click on emails or text messages from your bank or credit card company. Instead, call them yourself and tell them you got the email. It is pretty common for thieves to be able to mask an email to look like it is legit and from your bank or credit card company.
Delete the message and make a call to your bank.
Please share this with others. Last night my 38 year old daughter walked in my living room and said that she had just got a text from her credit union and she needed some cash before she left in case there was a problem with her account.
I asked her whose daughter she was. How many times over the years have I told you what to do should that happen.
SO take nothing for granted. Everyone wants their $1200...so does people you do not know.
1. NEVER under any circumstances return a call to a number you do not know, regardless of the caller ID. If you get a message from your credit card company or bank requesting you to call, DO NOT CALL the number they leave. Call the number on back of your card or the number to the bank.
2. NEVER EVER share any personal information over the phone with a call that you did not initiate.
3. IF you get a call or message from the "IRS" do not return it. They rarely, if ever, call. They may even leave a message that one of their agents will be by to see you. DO NOT communicate with them.
4. The best thing to do with phone calls is NEVER answer them. Let your voice mail get it if you do not immediately recognize the number.
5. If you even think that someone is trying to scam you, notify your lending or credit card company. There is really no need to call the police because there are a zillion of these daily and there is nothing your local police can do about an attempted scam that is from a phone call.
6. Also, do not click on emails or text messages from your bank or credit card company. Instead, call them yourself and tell them you got the email. It is pretty common for thieves to be able to mask an email to look like it is legit and from your bank or credit card company.
Delete the message and make a call to your bank.
Please share this with others. Last night my 38 year old daughter walked in my living room and said that she had just got a text from her credit union and she needed some cash before she left in case there was a problem with her account.
I asked her whose daughter she was. How many times over the years have I told you what to do should that happen.
SO take nothing for granted. Everyone wants their $1200...so does people you do not know.
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