We moved my mother in law in about 3 years ago. I remember being told to make sure my wife got put on all of her accounts so that if she was to be placed in a home, they couldn’t take her life’s savings. We did that… but here we are again a few years later and she has over 50k in her checking. Should we move that to one of our accounts or into an IRA or something? We don’t want to mess this up and they screw her over. Thoughts?