The current status of the economy and the market has me thinking. Which is always a dangerous thing. The economy is going to rebound at some point as it always does. Then, two or three years from now it will take a downturn. How bad of a downturn it takes will probably depend on a number of things, but one of the deciding factors will be how quickly we recover from our current situation. It seems like the faster we boom coming out of a recession the faster we fall into another one. That's capitalism 101. My question is this. I invest $200/ month in different stocks using Ameritrade. Let's say that three years from now I have $7,000 in my account and the bear market starts to hit. Is there a point where I would sell it all when I feel the time is right and basically start over when the time is right? Do I leave it alone? I assume that there are a lot of different variables that would be at play. I'm just looking for basic guidance for the future.